We're glad you're here.
Whether you're a current customer or a prospective customer of Bank of Franklin County, we invite you to stop by one of our convenient offices and "Talk to Your Banker" anytime. If your lifestyle is more suited to doing your banking online from the convenience of your own home, we welcome you to our office on the web. As always, responsive, flexible, and renowned personal service is the backbone of who we are. We offer all the "high tech" services of a large bank with the "high touch" service of a community bank. Enjoy your visit.

First Time Homebuyer's Tax Credit:
First time homebuyers who have an accepted purchase contract dated on or before April 30, 2010 are eligible for a tax credit of up to $8,000.  To qualify, each purchaser may not have owned a residence during the three years prior to the purchase.  The tax credit is only available when buying a primary residence.  The closing must occur by June 30, 2010.

Move-up/Repeat Homebuyer Tax Credit:
Current homeowners who have an accepted purchase contract dated between November 7, 2009 and April 30, 2010 and who have used the home being sold or vacated as a principal residence for five consecutive years within the last eight, can be granted a tax credit equal to 10% of the home's purchase price up to a maximum of $6,500, or up to $3,250 for a married individual filing separately.  Both homeowner and spouse must meet the occupancy requirement.  The closing must occur by June 30, 2010.

For more information, visit www.irs.gov.

FDIC Transaction Account Guarantee Program:
Bank of Franklin County is participating in the FDIC's Transaction Account Guarantee Program.  Click here for additional information.

REMINDER:
Bank of Franklin County will never ask for confidential information through e-mail. Further, Bank of Franklin County will never ask you for your password or PIN through e-mail, via the telephone or in person. If someone identifies himself or herself as a Bank employee and asks for your password or PIN, do NOT give it to them. They do NOT represent the Bank. Do not reveal your information to them and contact Bank of Franklin County immediately at 636-239-6600 or 877-584-6600.