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YOUR PRIVACY IS IMPORTANT
TO US
You provide important information about yourself to a variety of
businesses and organizations. The same is true when you do
business with our financial institution. You're asked to provide
us with certain personal information that helps us give you
better service and complete your transactions more effectively.
We work diligently to safeguard the information you give to us.
In fact, we developed the following policies to ensure your
confidentiality and maintain your confidence in our institution.
These policies detail the strict standards we have in place. For
this reason we ask that you please read the following
information carefully.
NOTICE OF YOUR FINANCIAL
PRIVACY RIGHTS
We, our, and us, when
used in this notice, mean Bank of Franklin County.
This is our privacy notice for our customers. When we use the
words "you" and "your" we mean the following types of customers:
Our consumer customers who have a continuing relationship by
purchasing or holding financial products or services such as a:
- Deposit account
- Loan account
- Credit card account
- Safe deposit box
- Retail installment contract we hold and service
- Self-directed Individual Retirement Account
We will tell you the sources of the information we collect
about you. We will tell you what measures we take to secure that
information.
We first define some terms.
| Nonpublic personal
information means information about you that we
collect in connection with providing a financial product
or service to you. Nonpublic personal information does
not include information that is available from public
sources, such as telephone directories or government
records. Hereafter, we will use the term "information"
to mean nonpublic personal information as defined in
this section.
An affiliate is a company we own or
control, a company that owns or controls us, or a
company that is owned or controlled by the same company
that owns or controls us. Ownership does not mean
complete ownership, but means owning enough to have
control.
A nonaffiliated third party is a person we
do not employ or a company that is not an affiliate of
ours. This is also known as nonaffiliated third party,
or simply, an "other party."
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THE INFORMATION WE COLLECT
We collect information about you from the following sources:
- Information you give us on applications or other forms
- Information about your transactions with us
- Information about your transactions with other parties
- Information from a consumer reporting agency
- Information we receive through our Customer
Identification Program
INFORMATION WE DISCLOSE ABOUT YOU
We do NOT disclose any information about you to anyone,
except as permitted by law. Examples of this might include
disclosures necessary to service your account or prevent
unauthorized transactions.
THE CONFIDENTIALITY, SECURITY, AND
INTEGRITY OF YOUR INFORMATION
We restrict access to information about you to those employees
who need to know that information to provide products or
services to you. We maintain physical, electronic, and
procedural safeguards to protect this information.
INFORMATION ABOUT FORMER CUSTOMERS
We do not disclose information about former customers, except as
permitted by law.
81582-020
© 1988 Bankers Systems, Inc., St. Cloud, MN
Form PRIV-DISC 9/4/2001 Custom 2.0-1640
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